Bridge Loans For Real Estate Investment

Short term bridge loans fill the gap for investors between selling an existing property and purchasing a new one. When your cash is tied up in equity on investment property, a private money lender like Sunset Equity can provide bridge loan funding quickly and without the income requirements and excessive paperwork of traditional mortgage banks.

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What Is a Bridge Loan?

Private bridge loans are short term, typically a year or less, and provide almost immediate funding to qualified real estate investors. If you have one or more properties on the market and a lucrative fix and flip opportunity arises, a bridge loan can provide the funds you need to make a cash offer using your existing equity as collateral.

Waiting for properties to sell or refinance can put your real estate business on hold. Short term bridge loans on residential or commercial property keep your options open and can help you weather seasonal market slowdowns. Bridge loan lenders offer private money loans, sometimes called cash-out loans, to real estate investors based on their assets, equity, and experience in the business.

The Benefits of Real Estate Bridge Loans

Getting a bridge loan from Sunset Equity is a much simpler process than obtaining bank financing for a new home purchase and offers many advantages to investors:

  • When secured by property, bridge loans do not require a high credit score.
  • There is no income requirement and decisions are not made based on previous tax returns, making them easier for self-employed investors to obtain.
  • Bridge loan options include flexible repayment plans to better manage your cash flow.
  • You can use a bridge loan for new construction or renovation of existing non-owner occupied investment property.
  • Private bridge loans are available quickly, closing in as little as 14 days, allowing you to leverage your assets for new investments whenever opportunities arise.
  • We fund private loans from $150,000 to over $10,000,000 with extended bridge terms of up to 24 months or more.
  • Fast application processing with in-house funding immediately available.
  • Available real estate bridge loan to value ratios (LTV) of up to 80%.

Reliable and Experienced Financing for Innovative Real Estate Investing

Of the bridge loan providers and private lenders available to you, Sunset Equity stands apart. Our success is rooted in yours, and we strive to serve our investors with customized and fast property loans to empower their business goals.

With Sunset Equity, there are no pre-payment penalties, minimal paperwork, and no bank statements or tax returns to submit. As a premier private money lender, we invest alongside you in profitable property loans with reasonable and flexible terms. Apply now to potentially receive your bridge loan in a matter of weeks, or contact us to discuss our loan offerings in more detail.

WHAT WE OFFER

GROUND UP CONSTRUCTION PROGRAM-90% LTC*

  • Up to 90% LTC, 70% LTARV, Not to exceed 75% of the acquisition cost
  • Up to 100% of construction
  • Rates starting at 7.99%
  • 12 / 18 Months Term
  • Loan extensions available
  • No Pre-Payment Penalty
  • Business Purpose Loans Only
  • Experienced developers only
  • LTV / LTC Rate and point are based on asset type, experience, and market data

FIX AND FLIP (NO INTEREST ON REHAB HOLDBACK) 90% LTC*

  • Up to 90% LTC
  • Up to 100% of rehab cost, not to exceed 80% of ARV
  • Rates starting at 7.49%
  • 12 Months Term
  • Loan extensions available
  • No Pre-Payment Penalty
  • Business Purpose Loans Only
  • LTV / LTC Rate and point are based on asset type, experience, and market data

RENTAL PROGRAM

  • Up to 75% LTV
  • Rates starting at 4.5%
  • 30 Year Term
  • Business Purpose Loans Only
  • Short term rental income permitted (Airbnb or similar service)

CASH OUT & RE-FINANCE

  • 70% to 75% LTV
  • Rates starting at 7.99%
  • 12 Months Term
  • Loan extensions available
  • No Pre-Payment Penalty
  • Business Purpose Loans Only
  • The reason for cash-out and the exit strategy will be underwritten thoroughly

Extremely competitive rates starting at 7.49% | We lend in all 50 states

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

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