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Phone

833-SUNSET1  (786-7381)

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HARD MONEY LENDING

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Fix and Flip

Complete Rehab
Remodel
Buy and Hold
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Residential

Single Family
Residence Condominium
Apartment Duplex, Triplex, Quadraplex
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Commercial

Office and Retail
Multi-FamilyStorage,
Hospitality, Industrial

What We Offer

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Fix and Flip

Sometimes a great opportunity comes up in the market. Our Fix and Flip loan allows borrowers to purchase a distressed property or refinance an incomplete property without the need for draws and escrow accounts.

More Details
  • No Income Proof Needed
  • LTV’s up to 80%
  • No DTI Ratios
  • All Loans Are N.I.V ( No Income Verified)
  • Rates: As Low As 5.99%
  • Up to a 2 Point Rebate
  • Property Types Include: SFR, Condo, 2-4 Units
  • Interest Only Option Available
  • 12-month term available case by case
  • No Prepayment Penalties
  • Loan amounts up to $2,000,000.
  • Flipper must show an ability to complete rehab.
  • FICO’s down to 600 – OK
  • 100% Gift Funds – OK
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Non-Prime Bridge

Every borrower deserves a loan and with our bridge loan product. Those borrower looking to refinance N/O/O SFR, 2-4 unit properties, 5+ unit multi family, Mixed Use or Office & Retail have just that. We even finance properties in rural areas and those with minor to significant deferred maintenance.

More Details
  • No Income Proof Needed
  • All Loans are N.I.V
  • No Income Stated on 1003
  • No DTI Ratios
  • No DSCR calculated on residential properties
  • Rates as low as 6.99%
  • LTV up to 80%
  • Loan Amounts from $50,000 – $15,000,000
  • Lending to LLC’s, S-Corp, Trust or Individuals.
  • Property Types Include: SFR, Condo, Condotels, 2-4 Units, Multifamily, Mixed-Use, Office, Retail
  • Interest Only Option Available
  • Foreign Nationals – OK
  • 100% Gift Funds – OK
  • Properties with Deferred
  • Maintenance
  • Rural Properties
  • Short Term and Long Term Bridge
  • Options are Available
  • No source & seasoning of down payment options
  • Up to 2 point rebate
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Owner Occupied (CA Only)

Sunset Equity offers flexible loan programs that allow borrowers with challenging loan scenarios to be financed. Despite less than ideal credit, we offer various solutions for your hard to finance owner-occupied home. We offer different ways of verifying income and credit in order to accommodate a short closing period and with competitive rates. Our maximum DTI is 50% with the LTV being as high as 90%.  Sunset Equity will do everything in our power to find the best solution for your next Non Prime Owner Occupied home loan.

More Details
  • Alternative Doc: VOE only, 1099 only
  • Traditional Alt Doc: 12 and 24 months personal or business bank statements
  • Traditional Full Doc: W2’s & Paystub, 1040’s
  • $100,000 – $7,000,000
  • Lending to Individuals and Trusts
  • 5/25, 7/23 arms and 30 year fixed
  • DTI’s up to 55%
  • LTV’s up to 95%
  • Rates as low as 4.75%
  • 100% Gift Funds – OK
  • Gift of equity-OK
  • Foreign Nationals with US Credit – OK
  • C/O ok for reserves needed
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Non Owner Occupied

 Sunset Equity loan programs also include various loan programs that cater to the borrower looking to finance their investment properties. Our loan programs vary from Fix and Flip financing, auction financing, and ground up constructions. We offer competitive rates for the Non-QM industry and will find the optimal plan to serve your need. Let the Sunset Equity team assist in the process of financing your business purpose loans.

More Details
  • Traditional Alt Doc: 12 and 24 months personal or business bank statements
  • LTV up to 80%
  • DSCR calculated on residential collateral
  • Rates as low as 5.99%
  • Loan Amounts from $100,000 – $5,000,000
  • Lending to LLC’s, S-Corp, Trust or Individuals.
  • Property Types Include: SFR, Condo, 2-4 Units
  • Interest Only Option Available
  • 100% Gift Funds – OK

HIGHLIGHTS

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OUR LOAN AMOUNTS

$200,000 TO $7,000.000 +

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LOAN TYPES

1ST POSITION LIENS FOR NON OWNER OCCUPIED (NOO) PROPERTIES ONLY

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OUR TERMS

6-24 MONTHS (LONGER TERMS CONSIDERED ON A CASE BY CASE BASIS)

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INTEREST RATES

FROM 7.49%

NO PREPAYMENT PENALTY

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LOAN TO VALUE (LTV)

UP TO 65 – 70% ARV
UP TO 90% ACQUISITION + 100% REHAB
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LOAN ORIGINATION FEES

VARIES DEPENDING ON LENGTH OF TERM

Loan Highlights

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Direct Lender

 
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No Income Requirements

 
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Minimal Paperwork

 
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Past Bankruptcy, Foreclosure

 
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No Prepayment Penalties

 
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Fast Approval and Funding

 
Recently Funded Properties
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Phone

833-SUNSET1  (786-7381)

Address

6125 Washington Blvd

Culver City, CA 90232

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WORKING HOURS

MON - FRI : 09:00 AM - 06:00 PM

 

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