SUNSET EQUITY FUNDING

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Fix and Flip

Sometimes a great opportunity comes up in the market. Our Fix and Flip loan allows borrowers to purchase a distressed property or refinance an incomplete property without the need for draws and escrow accounts.

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No Income Proof Needed
LTV’s up to 85%
No DTI Ratios
All Loans Are N.I.V ( No Income Verified)
Rates: As Low As 7.49%
Property Types Include: SFR, Condo, 2-4 Units
Interest Only Option Available
12-month term available case by case
No Prepayment Penalties
Loan amounts up to $7,000,000.
Flipper must show an ability to complete rehab.

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Non-Prime Bridge

Every borrower deserves a loan and with our bridge loan product. Those borrower looking to refinance N/O/O SFR, 2-4 unit properties, 5+ unit multi family, Mixed Use or Office & Retail have just that. We even finance properties in rural areas and those with minor to significant deferred maintenance.

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No Income Proof Needed
All Loans are N.I.V
No Income Stated on 1003
No DTI Ratios
No DSCR calculated on residential properties
Rates as low as 6.99%
LTV up to 80%
Loan Amounts from $50,000 – $15,000,000
Lending to LLC’s, S-Corp, Trust or Individuals.
Property Types Include: SFR, Condo, Condotels, 2-4 Units, Multifamily, Mixed-Use, Office, Retail
Interest Only Option Available
Foreign Nationals – OK
100% Gift Funds – OK
Properties with Deferred
Maintenance
Rural Properties
Short Term and Long Term Bridge
Options are Available
No source & seasoning of down payment options
Up to 2 point rebate

Owner Occupied (CA Only)

Despite less than ideal credit, we offer various solutions for your hard to finance owner-occupied home. We offer different ways of verifying income and credit in order to accommodate a short closing period and with competitive rates. Our maximum DTI is 50% with the LTV being as high as 90%.

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Alternative Doc: VOE only, 1099 only
Traditional Alt Doc: 12 and 24 months personal or business bank statements
Traditional Full Doc: W2’s & Paystub, 1040’s
$100,000 – $7,000,000
Lending to Individuals and Trusts
5/25, 7/23 arms and 30 year fixed
DTI’s up to 55%
LTV’s up to 95%
Rates as low as 4.75%
100% Gift Funds – OK
Gift of equity-OK
Foreign Nationals with US Credit – OK
C/O ok for reserves needed

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Non Owner Occupied

Our loan programs vary from Fix and Flip financing, auction financing, and ground up constructions. We offer competitive rates for the Non-QM industry and will find the optimal plan to serve your need.