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What is Bridge Loan?

Bridge Loan is a term of art used by Private money lenders when originating a non-traditional bank loan. The term bridge is a term of art used by people in the industry to bridge the gap between purchase and disposition via refinancing or sale. The Lenders rely upon originating bridge loans mainly on borrower’s assets and equity in the underlying collateral. These loans are most suited for a fix and flip investors that need to close fast and resale the property within 1 year or less.

Loan Highlights

No Prepayment Penalties

No Income Requirements

No Minimum FICO Scores

Direct Lender

Fast Approval and Funding

Minimal Paperwork

Past BK, Foreclosure – OK

Foreign Nationals – OK

Owner Occupied – NO

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